Privacy Policy
Privacy & Cookie Statement
This Policy and any other documents referred to in it explain:
- Information we collect about you
- Our legal bases for processing your information
- How we use your information
- Promotional updates and communications
- How we store and retain your information
- Cookies and other technologies
- Cookie Removal
- Update or correct your information
- Opt out or close your account
- Security and protection of your information
- Users Aged 13 or Under
- European Users
- Changes to this policy
- Contact us
1. Information We Collect About You
We will collect and process the following personal data from you:
1.1 Information you give us
This is information about you that you give us directly when you interact with us.
- Signing Up for Content Delivered via Email: When you sign up for a report or other content delivered by email, we will ask for your email address. We may also ask for your name as well as capture your IP address.
- Subscribing to a Service: When subscribing to any of our newsletter or portfolio services, or purchasing a special report, we need to know the sort of information typically used for credit card transactions, such as your name, address, telephone number, and credit card number and expiration date. We encrypt all of this information using Transport Layer Security (TLS), the replacement for the deprecated Secure Socket Layers (SSL) technology.
- Stock Information: If you rate stocks on our CAPS platform, we will save that information and may use it to identify content that we think is relevant to you. We may also use that information in the aggregate to help us better understand what our community and our premium members are interested in, so we can create and target our content better.
- Other Services: We may also ask for additional information when providing other services. If you don’t want to give us the information requested, you certainly don’t have to, but you will not be able to take advantage of such offerings. For example, if we launch a text alert feature, we wouldn’t be able to send you any alerts unless you provide us with your mobile number. Or, you may not be able to gain access to certain areas of our site unless you register and/or subscribe. On occasion, we may also ask you for other personal information in connection with surveys, contests or other promotional offers running on our site, but again, your participation in these features is purely voluntary.
- Information About Others: If you use our recommendation service to email one of our articles to a friend, you will need to provide us with your friend’s email address and your email address as a return address. We will automatically send this person a one-time email, with the recommended article attached, as well as invite your friend to visit and register with our site. We will not use these email addresses for any other purpose.
1.2 Information we collect about you from using our site:
- While on our site, we automatically log certain information about how you’re using our site. This information may include the URL that you just came from, your IP address (or a partially anonymized IP address), details about your browser, device, OS, or probable location, and the pages you visit while on our site.
- When you visit our sites we will assign you a unique identifier so we can recognize you across different portions of our sites. You may have one or more of these, and they may persist between visits to our sites, so we can recognize you when you come back.
- We may place a tracking mechanism, such as a pixel or web beacon, on pages or components of our site. This enables us to record in our server logs that a specific user id has visited a particular page. This data allows us to analyze and determine our audience’s behavioral characteristics, which helps us to optimize our site, advertisement placement, and marketing focus.
1.3 Information we receive from other sources:
- We may place a tracking mechanism on pages or components of some of our partners’ sites so that when you use services from our partners, we can record that a specific user ID visited that service. This helps us analyze our audience in a manner similar to when you visit our own site.
- We allow our advertisers and partners to collect certain information when you visit our site by allowing them to place a tracking mechanism, such as cookies, pixels, beacons, Google AMP Client IDs, or other technologies to collect and use information about you during your visit to this and other websites in order to provide advertisements they feel you would like.
- By utilizing or permitting these tracking mechanisms , we prevent our partners from fraudulently representing your internet activity, and we ensure that we are trustworthy to our partners and advertisers about accounting for the exchange of your personal information. To read about your options for opting out of data sharing, please see our Opt Out or Close Your Account section of this privacy statement.
- We have also engaged third-party companies to gather and process information about our users on our behalf, to help us improve our sites and find new members. These companies will combine our data about how you visit our websites with information that they have collected from outside our sites and provide it to us so that we can optimize your experience across our sites, across multiple devices, and based on your interests.
1.4 Business purposes and categories of personal information we collect:
1.5 Categories of third parties from which we collect personal information:
We collect personal information about you from the following categories of third parties:
2. Our Legal Bases for Processing Your Information:
We can collect and process your data under one of the following legal bases for our use.
2.1 Consent
We can collect and process your data with your consent.
2.2 Contractual Obligations
We need your personal data to comply with our contractual obligations.
2.3 Legal Compliance
If the law requires us to, we may need to collect and process your data.
2.4 Legitimate interest
3. How We Use Your Information
3.1 Business Purposes for Which We Collect and Use Personal Data:
Business Purpose & Categories of Personal Data
- Unique personal identifiers, such as online identifiers, usernames, or account names
- Email address
- Browser or device identifiers
- Internet or electronic network activity, such as browsing history, search history, engagement with ads, interaction with web site or mobile app, and email receipt and response
To keep our site safe and secure and to control access to your account and services
- Name
- Physical addresses, both mailing and billing
- Payment methods and numbers, such as a credit or debit card
- Unique personal identifiers, such as online identifiers, usernames, or account names
- Browser or device identifiers
- Physical/geolocation or network location information, such as GPS location or Internet Protocol (IP) address
- Internet or electronic network activity, such as browsing history, search history, engagement with ads, interaction with web site or mobile app, and email receipt and response
- Browser or device identifiers
- Physical/geolocation or network location information, such as GPS location or Internet Protocol (IP) address
- Characteristics of protected classes, such as age and sex
- Education (e.g., level of education, IDs, dates, attendance, disciplinary actions, disabilities)
- Commercial information, such as records of your purchases or property
- Personal interests
- Inferences about consumer preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes
- Name
- Email addresses
- Phone numbers
- Physical addresses, both mailing and billing
- Unique personal identifiers, such as online identifiers, usernames, or account names
- Unique personal identifiers, such as online identifiers, usernames, or account names
- Email address
- Browser or device identifiers
- Internet or electronic network activity, such as browsing history, search history, engagement with ads, interaction with web site or mobile app, and email receipt and response
To allow you to participate in interactive features of our services, when you choose to do so.
- Email addresses
- Unique personal identifiers, such as online identifiers, usernames, or account names
- Browser or device identifiers
- Unique personal identifiers, such as online identifiers, usernames, or account names
- Browser or device identifiers
- Physical/geolocation or network location information, such as GPS location or Internet Protocol (IP) address
- Characteristics of protected classes, such as age and sex
- Education (e.g., level of education, IDs, dates, attendance, disciplinary actions, disabilities)
- Commercial information, such as records of your purchases or property
- Personal interests
- Inferences about consumer preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes
3.2 Categories of Service Providers to Which Personal Data is Disclosed:
- Data verification providers, like the US Postal Service
- Content delivery providers, like Strongmail or Hubspot
- Traffic monitoring and analytics providers, like Hotjar
3.3 Categories of Other Third Parties to Which Personal Information May Be Sold; and the Business Purposes for such “Sales”:
- Companies that serve ads, like Facebook
- Companies that offer header bidding auctions, like Google
- Marketing analytics companies, like Google
- Data enrichment firms, like Infogroup
- Advertising: To deliver relevant advertising to you and to measure and optimize the effectiveness of our advertising
- Marketing: To keep you informed about products and services similar to the ones you subscribe to – on our site and elsewhere on the internet
- Research: To better understand our members, potential members, and visitors so we can improve our products and services, and better target how we deliver information about those products and services.
4. Promotional Updates and Communications
5. How we store and retain your information
6. Cookies and other technologies
7. Cookie Removal and More Information
8. Update or Correct Your Information
9. Opt Out or Close Your Account
- Marketing & Promotions. If you would rather not hear from us by email, you can object to further marketing at any time by: (i) checking and updating your contact details within your account page (https://www.fool.com/account/); (ii) selecting the “unsubscribe” link at the end of all our marketing and promotional update communications to you; or (iii) sending us an email to DPO@fool.com.
Please note: If you are paying for one of our services, please note that clicking the “unsubscribe” link will not cancel your paid subscriptions, but it is likely to affect deliverability of your newsletter messages, announcements, or other product related communications. If you purchase products or services from us, or if you register for an account with us, we may contact you to confirm your purchase, subscription, or registration, or to provide you with information about its terms or features. You may wish to keep these transactional or relationship emails, to help you use our products and services. - Behavioral Advertising. To learn more about this behavioral advertising, including information on how to opt-out, please:
(c) see the interests associated with you by Google at https://adssettings.google.com; and
(d) visit the Network Advertising Initiative’s opt out page.
- Consent Withdrawal. Where the processing of your personal information by us is based on consent, you can withdraw consent at any time by: (i) checking and updating your Data Preferences within your account page (https://www.fool.com/account/);
- Cancel Your Subscription. If you want to cancel your subscription to one or more of our services but do not wish to remove your account entirely at this time, please contact us at membersupport@fool.com.
- Close Your Account Permanently. If you want to close your account – i.e., so that it cannot be logged into – please contact us at dpo@fool.com.
10. Security and Protection of Your Information
11. Users Aged 13 or Under
Protecting the safety of children when they use the internet is important to us.
12. European Users
12.1 Use of Cookies
12.2 Data Storage
We may transfer your personal information outside the EEA:
12.3 European site users have certain rights under certain circumstances:
- to be provided with a copy of your personal data held by us;
- to request the rectification or erasure of your personal data held by us;
- to request that we restrict the processing of your personal data (while we verify or investigate your concerns with this information, for example);
- to object to the further processing of your personal data, including the right to object to marketing (as mentioned in ‘our promotional updates and communications’ section);
- to request that your provided personal data be moved to a third party.
12.4 Your right to withdraw consent:
You can also exercise the rights listed above at any time by contacting us at dpo@fool.com
13. Changes to this Policy
14. Contact Us
